Invoice Funding
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Why Invoice Funding is Necessary

Your Invoice Funding
Company Benefits

Comparison of
Invoice Funding to
Traditional Funding

How Invoice Funding works

Invoice Funding History

Is an Invoice Funding
Company For You

On-Line Invoice Funding Request Form

OCF Invoice Funding
 - Providing invoice funding services nationwide
 - Over 70 years of invoice funding company experience
 - Up to 97% Advance Rates

What Sets Us Apart 
Our invoice funding program includes
the following features  
• Same Day funding on approved invoices
• We do not require a long term contract.
• 97% advance rates; tops in the industry
• Credit analysis on new and existing customers
• Continuous collection management and
   follow up on factored invoices
• Invoice and statement mailing (postage included)
• Account status inquiries anytime;
  24/7 online account access.

Our flexibility allows you to maintain control:
• You select accounts you prefer to factor
   on an invoice by invoice basis.
• You control total factoring costs by only
,  factoring on an "as needed" basis.

Up to 97% Invoice Funding Advance Rates:
Advance rates are based on overall risk
associated with a particular industry as
well as experience and track record.
We hold reserve accounts to accommodate
industries which typically experience dilution
and that we would otherwise not be able
to service. Advance rates range from
80% to 97% of the gross invoice amount.

Invoice Funding Fee Structures:
Fees are determined based on your industry,
the credit worthiness of your customers,
how quickly your invoices turn, and
monthly invoice factoring volume.

OCF provides individualized customer service,
by tailoring our flexible invoice funding
programs to fit the individual
needs of each of our clients. We strive to
be responsive, handling receivables
with speed, efficiency, and a personal touch.

As a client you are assigned one account
administrator who will personally handle
all of your account activity and inquiries.
This gives us the ability to buy your r
eceivables and get the money to
you within 12 to 24 hours.

Having one person look after your invoice funding
account also makes it easy for you to decide
which invoices you are going to sell and
when you want to sell those invoices.

Our funding is primarily done by
direct deposit or wire.

OCF has more than 70 years of successful
cash flow and credit management experience,
experience we would love to put to work for you.

To talk with a member of our sales team,
please contact one of our regional offices at:

Toll Free:  888-266-0197

Fax #:  425-702-1874

On-Line Invoice Funding
Request Form

Email Us




 Why Invoice Funding is Necessary

"A sale is not a sale until you collect the money"

Are you a part -time banker for your customers?Take a look at
your accounts receivable aging schedule and count the number
of accounts over 30 days.Congratulations, you are extending
credit to those customers. You are not getting paid for delivering
your end of the deal in a timely manner and as a result
you are providing the use of your money to your customer for free.

Not exactly the business you thought you were getting into, is it?
Ask yourself this question: If those customers of yours went
to a bank, borrowed the same amount of time,
would they expect to pay a substantial
amount of interest for the privilege?
Of course they would!

And consider this: Not only are you receiving no interest on that money,
but most importantly,you are also losing the use of that
money while you are waiting for your customer to pay you.
What is the cost of not having this money available?
In essence, your customers are asking you to finance
their business by extending terms and allowing them
to pay in 30 days (and usually longer, right?).
But what is it costing you in "missed opportunities" when your
money is tied up in your accounts receivable?

What's a "missed opportunity"?
Here are some good examples:

-Materials offered to you by a supplier at below-market prices
-A chance to buy a piece of equipment at a bargain
-The opportunity to produce more during any given month
And the list could go on and on.

The cost of extending this credit to your customers has
to exhibit an effect somewhere. Someone has to pay the piper.
Either: A)you are absorbing the cost, resulting in lower profits,
or B) all of your other customers are paying higher prices
across the board. One way or another,
you are financing someone else's
business and perhaps losing money for the opportunity to do it.

Large companies are always looking for the most
inexpensive way to finance their operations and what
is more expensive than free?
They often use the "iron" fist in the velvet glove" approach.
With the glove they indicate that "we usually get 2/10, net 30 days" terms,
but the presence of the first suggests "we will go elsewhere,
unless you provide us with free use of your money for 30,60, or even 90 days."
The real irony here is that, in some cases, customers may
take the discount and still wait longer than 30 days to pay.
Large dollar "volume-buyers" have a lot of leverage over
small and mid-sized business and they will
usually get their "free money" terms somewhere!

With invoice funding you can win the battle with slow-paying clients!


 What is Invoice Funding?
Cash flow is one of the main reasons businesses fail. At one time or another, every business, even successful ones, have experienced poor cash flow. Cash flow does not have to be a problem any more. Do not be fooled -- banks are
not the only places you can get funding. Other solutions are available and you do not have to borrow.
One solution is called invoice factoring. Factoring is
the process of selling invoices to an
investor rather than waiting to collect the
money from the customer.

Oh, the Irony…
Invoice Factoring has an ironic distinction: It is the
financial backbone of many of America's most successful businesses.
Why is this ironic? Because invoice factoring is not taught in business colleges, is seldom mentioned in business financing plans and is relatively
unknown to the majority of American business people. Yet it is a financing process that frees up billions of dollars every year,enabling thousands of businesses to grow and prosper.
Invoice Factoring has been around for thousands of years. Factors are investors who pay
cash for the right to receive the future payments on your invoices.
An unpaid receivable or invoice has value. It is a debt your customer has agreed to pay in the near future

Is an Invoice Funding Company For You?
The key to knowing if factoring is for you is to not to look only at the bottom-line invoice factoring fee, but also to consider how your company may increase
its profits through factoring.

Our Invoice Funding Programs Can
Help You
DOUBLE
YOUR
SALES

Contact a member of
our sales team at:

Toll Free:  888-266-0197

On-Line Invoice Funding
Request Form

Email Us